[Strapped Why America's 20 and 30 Somethings Can't Get Ahead free] epub By Tamara Draut


  • Paperback
  • 304
  • Strapped Why America's 20 and 30 Somethings Can't Get Ahead
  • Tamara Draut
  • English
  • 19 December 2019
  • 9781400079971
Strapped Why America's 20 and 30 Somethings Can't Get Ahead

REVIEW Strapped Why America's 20 and 30 Somethings Can't Get Ahead REVIEW Ô E-book, or Kindle E-pub × Tamara Draut Tamara Draut × 9 DOWNLOAD Enefits And the cost of everything–starter homes health coverage child care–keeps going up Witty and wise Strapped brims with ideas for fashioning a new kind of America in which every young person can go to college buy a home and start a family The future starts here. This book is somewhat true Having a Bachelor s degree today clearly means being in debt after receiving your education Financial aid assistance is not always available and alot of students take out loans It also mentions in the book college graduates earn less than college graduates 30 years ago The type of jobs also changed I have seen many posting on Craigslist reuiring a college graduate to start off 1300 an hour This book is an eye opener and if I was in high school and found this book I would have went a different route with school Anyway it talks about WHY people in their 20 and 30 somethings are broke due to having a child debt they have accumulated over the years choices they had made etc Its a good readIt has made me think twice in making choices in lifefinancially Narrative of the Life of Frederick Douglass person can go to college buy a home and start a family The future starts here. This book is somewhat true Having a Bachelor s degree today clearly means being in debt after receiving your education Financial aid assistance is not always available and alot of students take out loans It also mentions in the book college graduates earn less than college graduates 30 years ago The type of jobs also changed I have seen many No One Is Coming to Save Us posting on Craigslist reuiring a college graduate to start off 1300 an hour This book is an eye opener and if I was in high school and found this book I would have went a different route with school Anyway it talks about WHY

REVIEW Ô E-book, or Kindle E-pub × Tamara Draut

REVIEW Strapped Why America's 20 and 30 Somethings Can't Get Ahead REVIEW Ô E-book, or Kindle E-pub × Tamara Draut Tamara Draut × 9 DOWNLOAD Drowning in student loans Can’t afford to get married buy a home have children Up to your ears in credit card debt At last a book for the under 35 generation that explains why it’s not their fault and what can be done about it Strapped offers a groundbreaking look at. Let me save you the read by summing up 5 key points and by throwing in my ever so valuable two centsAuthor states 1 The cost of education and student loans are outrageous TRUE2 The cost of housing is outrageous Depends on where you want to live I guess and if you are willing to settle for less than a McMansion Where I live you can get a damn nice home for 1500003 Good jobs with decent pay benefits and pensions that DO NOT reuire college no longer exist Agreed4 Having babies is expensive Day care is outrageous word5 Credit cards suck uh huhWhile I have to agree that it is a bit harder for youth these days to get started up I really found some of her examples a bit silly I may have not been so critical but on the inside jacket there s a line about why 20 and 30 somethings are struggling and get this it s not their fault Poo say I especially when she mentions SEVERAL times in the book young people having a hard time with credit card balances because they fly home for visits can t afford it DON T GOThe one the really got me was the complaint about having to flytravel to be ingo to weddings for friends that are out of state She mentions flying to friends weddings at least three different times She wrote something like don t go and you can count on losing a friend Now I m practical perhaps to a fault but here s how I see it I have time in advance to plan for the wedding expense right So if I can t sock away the money for a plane ticket and a nice gift I wouldn t go into debt over it That s some common sense to knock your freaking socks off right there yes And frankly if my friend does not appreciate the fact that my financial situation would not allow me to attend her wedding on the other side of the country and she would not accept my card thoughts of love and maybe a nice gift I send via UPS or USPS whichever is cheaper then she s probably no than a bitch ass bridezilla crybaby princess and who the hell needs friends like that And why even send the gift because that snotty little brat will probably be divorced in 2 years anyway Keep the toaster for yourselfMaybe it s hard to think of that when you are only 22 who knowsWhat I m getting at is this YOU fly all over the country on your Visa card YOU take out loans to study abroad YOU make car payments instead of driving a beater for a few years while you save up to pay cash for a car then IT IS YOUR FAULTAnother example she gave of someone struggling financially A person that had thousands of dollars on a credit card for furniture because she didn t want the new houseapt to look like a dorm room Well again I hear ya but IT s your FAULT Deal with your milk carton shelves for a year while you save up and can buy things maybe one room at a time patience is a beeotch yesNow let us talk about what really does not help us get ahead CollegeSure getting the education may save you from becoming a greeter at Wal Mart The good paying jobs at the local factories have vanishedIt took me 6 LONG FREAKING YEARS to get a damn associates degree Know why Because I worked full time and chipped away at a damn turtles pace at classes as I was able to pay for them It was frustrating as hell at the time For a LONG LONG time I was envious of my friends that went to real college Now not so much Unlike them I have no debt to repay My husband had parents that were able to foot the bill for his education WHAT A GIFT and he took cheaper courses at a community college before moving on These things gave us a huge financial head start when we marriedA BIG PROBLEM IN THIS COUNTRY IS THE COST OF EDUCATION IS SKYROCKETING AND PEOPLE ARE FORCED TO GO INTO DEBT FOR A DEGREE THAT MAY NOT EVEN GET YOU A GOOD PAYING JOB UPON GRADUATION YES I M YELLING Don t start me on the racket that is the college textbookWant to stimulate the economy want to help the future of the country Make it affordable for kids to get to college Forgive some student loan debt Seriously if someone wants an advanced degree help them out Their knowledge can bring advances to the country falls off soapboxI wanted nothing than to study medicine I realized that was NOT affordable so I put that dream in the trash can Then I thought about education Little less school a little less debt But when I did that math that sucked too Rush Limbaugh I hear you screaming at me If I REALLY wanted it I could have done it This is AMERICA for the love of GAWD But you see I grew up in a poor home I was not willing to have debt and feel that discomfort for the rest of my life or 20 years until the debt was paid backNextHousing Yep It can get pricey If you don t have extra in the bank the house knows it and finds ways to torture you The water heater goes out The roof leaks Kids rent yourself a cheap apartment until you can buy And don t get a crazy ass mortgage please I guess what I got out of this book was a bit of understanding on why some of my friends are struggling to get by How it is indeed much different to get started certainly challenging in ways that our parents did not have to deal withI count my blessings every day that we have no debt other than a mortgage It s nice Really nice But you know what It can all be gone in an instant if you add catastrophe think illness or accident Sure we have insurance but HOW good is it reallyThat s another subject the author discusses lack of insurance can throw a family into financial ruin And companies are cutting back on what they offer to their employees Obama will save us all rightHell that s another book for another timeOkay kids That s all Go save some money

REVIEW Strapped Why America's 20 and 30 Somethings Can't Get Ahead

REVIEW Strapped Why America's 20 and 30 Somethings Can't Get Ahead REVIEW Ô E-book, or Kindle E-pub × Tamara Draut Tamara Draut × 9 DOWNLOAD The new obstacle course facing young adults Getting ahead argues commentator and policy maven Tamara Draut is getting harder A college degree is the new high school diploma–and costs a fortune to obtain Good jobs are scarcer thanks to stagnant wages and disappearing b. Parts of this book were interesting but it was essentially just a conglomeration of statistics showing what most members of Gen X already know the cost of things has outpaced inflation since our parents were our age and our salaries and the minimum wage have not increased correspondingly In addition many of the personal stories she uses in the book that are intended to tug at the reader s heart strings did just the opposite for me It s hard for me to feel badly for a couple making 160kyear who is in massive credit card debt bc of all the travel they must do bc their friends are getting married and they have to keep in touch with family Being in roughly as much student loan debt myself as they earn annually and having had to turn down many an invitation to friends weddings and family events due to an inability to afford to travel it s hard for me to cry tears for these self indulgent whiney rich people Their explanation as to how they set their priorities was that family and friends came before finances but wouldn t true friends and loving family understand if a couple with two kids and a mortgage couldn t afford to travel across the county or even sometimes out of the country to see them For my part I would not find it worth keeping friends or keeping in touch with family who would be upset with me for not having enough money in my bank account to suit their wishes Zelia policy maven Tamara Draut is getting harder A college degree is the new high school diploma–and costs a fortune to obtain Good jobs are scarcer thanks to stagnant wages and disappearing b. Parts of this book were interesting but it was essentially just a conglomeration of statistics showing what most members of Gen X already know the cost of things has outpaced inflation since our Human Milking Farm The Milking Breeding Farm #1 4 parents were our age and our salaries and the minimum wage have not increased correspondingly In addition many of the The Futures people Their explanation as to how they set their Ramakatha and Other Essays priorities was that family and friends came before finances but wouldn t true friends and loving family understand if a couple with two kids and a mortgage couldn t afford to travel across the county or even sometimes out of the country to see them For my